FAQ

How much do your services cost?
Please call us for a free no obligation in home consultation. Care is like a hair cut: everyone is different.
Will I have the same person each time?
We pride ourselves in letting you know who will be showing up, and let you know immediately if there will be any changes.
Can we hire you for just a couple hours a day?
The industry standard is a 4 hour minimum and we do like to provide a nice care day for our providers.  We are always willing to discuss and implement any option that works for you.
In-Home Care - How much do your services cost?
Please call us for a free no obligation in home consultation. Care is like a hair cut: everyone  is different.
In-Home Care - Will I have the same person each time?
We pride ourselves in letting you know who will be showing up and letting you know immediately if there will be any changes.
In-Home Care - Can we hire you for just a couple hours a day?
The industry standard is a 4 hour min and we do like to provide a nice care day for our providers. But we are always willing to discuss and implement any option that works for you.
Funding - Life Insurance Settlements - Is the Long Term Care Policy an Insurance Policy?
NO. It’s a Long Term Care Benefit plan administered by a third party on behalf of the insured and family with the tax-free payments sent every month directly to the provider of long term care services whom you have selected.
Funding - Are there any fees charged or premium payments?
NO. There are no fees or obligations to apply and no more premium payments due on the policy.
Funding - What type of life insurance policies qualify?
Most forms of in-force life insurance qualify including Term, Universal, Whole and Group.
Reverse Mortgage - What does a reverse mortgage cost?
Loan costs and fees are regulated by the government. Typical mortgage closing costs such as appraisal, credit report, title insurance, loan origination fees, FHA insurance premium, and recording fees can be financed into the mortgage which would mean no out of pocket expenses to you.
Reverse Mortgage - Do I still own my home?
YES. You retain full ownership of your home and your name remains on the title. HECM Reverse Mortgages are safe because they are regulated by HUD and insured by the FHA.
Reverse Mortgage - When does the Reverse Mortgage need to be repaid?
When the last remaining borrower permanently leaves the home, you or your heirs have six months or more to either refinance and keep the house or sell and keep all the remaining equity.